MUTUI A TASSO FISSO - MUTUO CASA

PRESTITI ONLINE - CESSIONE DEL QUINTO STIPENDIO - MUTUI CASA

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Prestitol

Per i mutui a tasso fisso ipotecari contratti DOPO il 1° GENNAIO 1993, ma entro il 31 DICEMBRE 2000 è necessario che:

- l'immobile sia stato adibito ad abitazione principale entro sei mesi dall'acquisto (entro l'8 giugno 1994 per i mutui stipulati nel 1993);
- l'acquisto (data di stipulazione del rogito notarile) sia avvenuto nei sei mesi antecedenti o successivi alla data di stipulazione dei mutui a tasso fisso.


M utui a tasso fissoipotecari per acquisto altri immobili

E' detraibile dall'imposta sul reddito un importo pari al 19% dei seguenti oneri:

- interessi passivi;
- oneri accessori;
- quote di rivalutazione dipendenti da clausole di indicizzazione.

L'importo massimo dei mutui a tasso fisso (compresi gli oneri accessori) su cui calcolare la detrazione del 19% è pari 2.065,83 euro per ciascun intestatario del mutuo.

Si tratta in questo caso di mutui a tasso fisso accesi prima del 1993, e in particolare:

- mutui a tasso fisso ipotecari stipulati entro il 31/12/1990 per l'acquisto di immobili diversi dall'abitazione principale (ad es. pertinenze dell'abitazione principale, immobili concessi in locazione);
- mutui ipotecari stipulati tra il 01/01/1991 e il 31/12/1992 per l'acquisto di immobili da adibire a propria abitazione diversa da quella principale (abitazione secondaria) e per i quali non sia variata tale condizione nella rimanente parte dell'anno e in quelli successivi (ad es. si verifica variazione se l'immobile viene concesso in locazione).

Agrigento - Alessandria - Ancona - Arezzo - Ascoli Piceno - Asti - Avellino - Bari - Belluno - Benevento - Bergamo - Biella - Bologna - Bolzano - Brescia - Brindisi - Cagliari - Caltanissetta - Campobasso - Caserta - Catania - Catanzaro - Chieti - Como - Cosenza - Cremona - Crotone - Cuneo - Enna - Ferrara - Firenze - Foggia - Forlì-Cesena - Frosinone - Genova - Gorizia - Grosseto - Imperia - Isernia - La Spezia - L'Aquila - Latina - Lecce - Lecco - Livorno - Lodi - Lucca - Macerata - Mantova - Massa Carrara - Matera - Messina - Milano - Modena - Napoli - Novara - Nuoro - Oristano - Padova - Palermo - Parma - Pavia - Perugia - Pesaro e Urbino - Pescara - Piacenza - Pisa - Pistoia - Pordenone - Potenza - Prato - Ragusa - Ravenna - Reggio Calabria - Reggio Emilia - Rieti - Rimini - Roma - Rovigo - Salerno - Sassari - Savona - Siena - Siracusa - Sondrio - Taranto - Teramo - Terni - Torino - Trapani - Trento - Treviso - Trieste - Udine - Valle d'Aosta - Aosta - Varese - Venezia - Verbano - Cusio - Ossola - Vercelli - Verona - Vibo Valentia - Vicenza - Viterbo

Abruzzo - Basilicata - Calabria - Campania - Emilia Romagna - Friuli-Venezia Giulia - Lazio - Liguria - Lombardia - Marche - Molise - Piemonte - Puglia - Sardegna - Sicilia - Toscana - Trentino-Alto Adige - Umbria - Valle d'Aosta - Veneto


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